Back in December, I shared with you how we use 360 Savings from Capital One to help keep our financial house in order. I’m back in January to tell you how Capital One is helping our family achieve our New Year’s Goals this year.
My Goal: Strength
As I mentioned last week, my goal for this year is to approach my life from a position of strength, and part of that is tracking our spending. I don’t know about you, but apart from our fixed expenses (mortgage, daycare costs), and relatively constant expenses (gas, groceries) there are some months when we just have no idea where our money has gone. Luckily, my Capital One Venture Card provides a year end summary of charges, which breaks down my credit card spending by month, by category and by piece of the pie. If there’s strength in knowledge, this handy feature allows me to quickly identify where we are spending our discretionary dollars and where we can cut back, so we have more money to spend deliberately. (I don’t know WHAT I was doing last February, but the answer to where all my money goes is to Amazon.)