rich and creamy homemade hot chocolate

We've had a LOT of snow lately.  And cold, as in zero degrees, which of course made getting around a little slippery.  Ice dams, icicles, snow melting, then freezing, and then more snow.  It's a real winter this year - and once again I came in from a walk thinking of the hot chocolate I like to make on days like this.   It's silky.  It's rich, and thick, and when you